| |
Savings Rates
| SHARE
CERTIFICATES and IRA CERTIFICATES |
| Rates
effective January 1, 2009 (Rates subject to change) |
| Term |
Minimum Balance |
Dividend Rate |
APY* |
| 6 Month |
$1,000.00 |
2.23% |
2.25% |
| 12 Month |
$1,000.00 |
3.20% |
3.25% |
| 24 Month |
$1,000.00 |
3.59% |
3.65% |
| 36 Month |
$1,000.00 |
4.17% |
4.25% |
| 48 Month |
$1,000.00 |
4.17% |
4.25% |
| 60 Month |
$1,000.00 |
4.17% |
4.25% |
| |
| |
| Rate
effective for January 2009 |
| Term |
Minimum Balance |
Dividend Rate |
APY* |
| 18 Month Variable IRA |
$1.00 |
2.28% |
2.30% |
| Certificate |
|
|
|
| |
| |
| IRA
SHARE ACCOUNTS |
| Rates
effective for December 2008 |
| |
|
|
|
| Account Type |
Min. Balance
Between |
Dividend Rate |
APY* |
| IRA
Savings |
$5.00 - $1,000.00 |
0.75% |
0.75% |
| |
$1,000.01 - $5,000.00 |
0.75% |
0.75% |
| |
$5,000.01 - + |
1.74% |
1.75% |
| |
| |
| SUPER SAVINGS & SHARE DRAFTS |
| Rates
effective for December 2008 |
| Account Type |
Minimum Balance |
Dividend Rate |
APY* |
| Super Savings |
$500.00 *** |
0.70% |
0.70% |
| |
$5,000.00 *** |
1.09% |
1.10% |
| |
$50,000.00*** |
1.39% |
1.40% |
| |
$100,000.00*** |
1.79% |
1.80% |
| Share Draft |
$1,000.00*** |
0.25% |
0.25% |
| |
|
|
|
| |
|
|
|
| REGULAR
SAVINGS |
| Rates
effective for December 2008 |
| Account Type |
Minimum Balance |
Dividend Rate |
APY* |
| Regular Savings |
$5.00 |
0.35% |
0.35% |
*Annual Percentage Yield
**Rates Subject to change
***Minimum average balance for
the month to earn dividends |
