We offer a variety of savings products to
meet your individual needs:
Primary Savings
Open a Primary Savings account and earn a monthly
dividend. With this account, enjoy
the added convenience of a Cash (ATM)
Card.
Super Savings Account
Earn a
higher dividend when you maintain an average daily balance for the month
of
$500, $5,000 or $50,000. Our Super Savings Account is great for
members that have more money to save, but want the flexibility to access
their cash.
Certificates
Earn even higher yields with our Share Certificates.
We offer low minimum investments and a variety of terms.
Individual Retirement Accounts
Prepare for retirement with our insured
IRA plans (Traditional, Educational and Roth).
Enjoy fast-growing yields
accelerated even more by tax deferment or tax exemption of
your earnings.
Roth IRAs allow members to save up to $10,000 tax-free toward the first-time
purchase of a home.
Christmas Club Accounts
Save for holiday expenses or any other
need you may have. This account is paid a
monthly dividend and funds
are disbursed once per year.
Member Service
Brochure
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Use your Gerber FCU Cash Card to access over 25,000 surcharge-free
ATMs
displaying the Co-Op Network logo. In addition, you may use the Cash
Card at any ATM displaying the Plus or Pulse logo. Click below to search
for ATMs nationwide with each network's ATM Locator or call (888) SITE-COOP
(888-7483-2667).
Other Gerber Federal Credit Union ATM locations:
Gerber FCU Corporate Branch (drive-up)
Gerber FCU Fremont Main Street Branch (lobby and drive-up)
Gerber Memorial Hospital in Fremont,
MI (near emergency room)
Gerber Products Company Ft. Smith (Gerber Employees only)
Gerber Products Company Offices (Gerber Employees only)
Gerber Products Company Plant (Gerber Employees only)
Newaygo Plumb's Supermarket (Open 24 hours!)
Gerber FCU Cash Card
Brochure & Application
TOTALLY FREE CHECKING! WE'VE ALWAYS HAD IT!
Similar to a bank checking account only MUCH better, look at all the benefits of
our
Share Draft Account:
• No monthly fees
• Overdraft protection
• ATM/Debit access to your accounts
• Earn monthly dividends with a minimum average daily balance of $1,000 for
the month
Reorder
Checks Online
Contact Member Service for check styles &
prices!
Use the Gerber FCU MasterCard Debit Card in place of a check, like a credit
card;
although it really isn't a credit card. Transactions are deducted from
your checking
account - just like a check. In addition, you may use the Debit Card at
any Co-Op
Network ATM (just like a Cash Card) or any merchant displaying the MasterCard
logo.
The MasterCard logo is displayed at over 900,000 merchants and ATMs in over
120
countries.
MasterCard
Debit Card Brochure & Application
We offer a full range of loan services to
meet your lending needs and best of all no application or processing fees!
Mortgages
Choose from a wide range of affordable mortgages, offering significant
tax benefits to most. Whether the financing is for a purchase or a
refinance, members can choose from fixed and adjustable rates.
Home Equity Loans
Select either a fixed rate with a set payment and term, or a variable line of credit that
allows you to borrow up to your maximum credit limit. Home Equity Loans may also offer
tax advantages. See your tax advisor for details.
Vehicle Loans
Finance new or used cars, trucks, sport utility vehicles, vans, boats, RVs, and motor
homes at great rates. Plus we offer pre-approved loans for members who wish to have
their financing completed before shopping.
Personal Loans & Lines of Credit
Utilize our competitively priced unsecured loans for any purpose, from college tuition to consolidating debts.
Savings Secured Loans
Borrow against your savings at reduced rates. Your deposits remain intact while the dividends you earn help offset the cost of your loan.
Student
Loans
We have partnered with Edamerica
to provide you with low-cost, federal student loan options. A private,
non-profit corporation specializing in student loans, Edamerica
offers big savings on FFELP (Federal Family Education Loan Program) loans. You
save money immediately and continue to save throughout the term of your student
loan.
The Federal Family Education Loan Program offers Subsidized and
Unsubsidized Stafford Loans as well as the Parent Loan for Undergraduate
Students (PLUS). Interest rates are well below average, and special student
loan repayment options are available. Click
here to learn more and to apply online today!
Request
a Loan Application or
Apply Online with
Web Teller
*For Student Loans, please follow Edamerica link
above.
Member
Service Brochure
Take advantage of our
VISA Platinum Preferred cards are available to qualified members at competitive
tiered interest rates. Rewards, No annual fee, 25 day grace periods, cash
advances available and FREE Travel Accident Insurance!
VISA
Platinum Preferred Application
ScoreCard
Rewards Information
Access your VISA account information
Access your Gerber FCU accounts from the privacy of your own home, anytime it
is convenient for you! Web Teller online banking is FREE to all members
and can be accessed 24 hours a day, 7 days a week, including holidays. Look at all you can do:
• Check balances
• Transfer funds within your account, as well as other Gerber FCU member
accounts
• Make loan payments
• Review account history
• Download account history to Quicken or Microsoft Money
• View or print a copy of a check that has cleared your share draft account
• Receive account statements electronically with E-Statements
• Use Bill Pay to easily handle all of your bill paying within an
extremely secure online
environment, for FREE!
Sign
up here with your Touch-Tone Teller pin.
If you do not already have a pin or would
like more information regarding Web Teller, view or print the Web Teller
Brochure & Agreement here. To obtain your pin, complete the
agreement and fax it along with a copy of your driver's license to Member Service at (231) 924-7181.
Touch-Tone Teller is a FREE state-of-the-art computerized telephone inquiry
and transaction system. Use the keypad on any touch-tone phone to access your
account information or perform financial transactions. Touch-Tone Teller gives
you unlimited access to your accounts 24 hours a day, seven days a week.
Using Touch-Tone Teller you can:
• Check balances
• Transfer funds within your account, as well as other Gerber FCU Member
accounts
• Make loan payments
• Review account history
• Request check withdrawals
• Change your pin
If you do not already have a pin or would
like instructions for Touch-Tone Teller, view or print
the Touch-Tone
Teller Brochure & Agreement here. To obtain your pin,
complete the agreement and fax it along with a copy of your driver's license to Member Service at (231) 924-7181.
Have all or a portion of your paycheck deposited directly into your Gerber
FCU accounts. You may also have your recurring government checks sent
directly to Gerber FCU
accounts. This makes for an easy savings plan and repayment on loans. It
also helps you avoid standing in line during our most busy times.
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